³ If you want to spend more with your Chime credit card, you’ll need to add more money to the account.Īt the end of the month, you can use the money in your secured account to pay your balance automatically with the Safer Credit Building feature. That is totally up to you! Just remember that m oney moved to Credit Builder will be held in a secured account, and this amount determines how much you can spend with your Credit Builder card. ³ How much money should you transfer to your Credit Builder a ccount? You can only spend as much money as you have in the account. Just make sure you fund your Credit Builder account. Swipe it for everyday purchases – like gas, groceries, streaming services, recurring bills, and entertainment – and pay it off on-time by the end of each month.

You can use your Chime Credit Builder credit card anywhere Visa cards are accepted. We’ve answered some of the most common questions below: Where can I use the Chime Credit Builder card? When you receive your Chime Credit Builder card, you’ll likely have questions about how to use it.

Does chime charge for direct deposit